Bills & Balances

Privacy Policy

Last updated: March 2026

Bills & Balances does not collect, store, or share any personal data. Your financial information never leaves your devices.

Data Collection

Bills & Balances does not collect any personal information. We have no servers, no accounts, and no analytics. We never see your data.

Data Storage

All data you enter in Bills & Balances is stored in two places only:

On your device - in your app's local storage
In your personal iCloud account - if you are signed in to iCloud, your data syncs privately across your own devices via Apple's iCloud infrastructure

Your iCloud data is governed by Apple's Privacy Policy. We have no access to it.

Third-Party Services

Bills & Balancesuses no third-party analytics, advertising SDKs, tracking tools, or crash reporting services.

Data Sharing

We do not share, sell, rent, or disclose your data to any third party - because we never have access to it in the first place.

Face ID / Touch ID

If you enable biometric lock, authentication is handled entirely by iOS using Apple's secure enclave. We never receive or store any biometric data.

Export and Backup

Bills & Balancesallows you to export your data as JSON or CSV. These exports are created locally on your device and are only shared if you choose to share them yourself.

Children's Privacy

Bills & Balancesis not directed at children under 13 and does not knowingly collect information from children.

Changes to This Policy

If we ever update this policy, we will update the date above. Since we collect no data, substantive changes are unlikely.

Questions? Contact us at privacy@mkco.app